The emperor’s ministers all reacted to these words. The emperor wanted to reform the monetary system of Wei Dynasty.
"You’re right," Wang Meng said. "Since the emergence of money, private money has been numerous and complicated, and copper coins have different weights and colors. The price difference between prepared money, private money and white money has changed greatly. Even in the unified dynasty, people’s weights have been changed, but civil disputes often occur due to different weights. If there is such paper money, I believe all this will not be a problem."
"Do you want to promote this currency and this big Wei Bao banknote in China?" Cui Hao doubt tunnel
Smell speech Ran Min nods "good as Wang Meng had made money, private money, white money price difference between big changes! Adding fire consumption to the public will lose the interests of the people for no reason. After the silver is cast into official silver, the loss is added to the heads of the people. I am really sorry. "
"And I know that business travel is not easy. Businessmen often carry a lot of gold and silver and tens of thousands of copper coins every time they go out. Isn’t it a pity that so many gold, silver, copper and silks are stolen or lost in several boxes? And it is not convenient to carry. "
Hearing this, Cui Hao sighed, "It is a blessing to cherish the people, but have you ever thought about it?" It is difficult for the new monetary system to replace the old monetary system. The people are used to copper coins, silver and gold. What if they suddenly change their banknotes and become a pile of waste paper? "
"Yes," Wei Jian said at this time. "The intention is good, but it’s really not enough to consider that this precious banknote is made of paper, which is easy to be damaged, and it’s not as easy as real gold and silver to be counterfeited by others, but it will disturb the market order. Please think twice!"
Ran Min hesitated a line: "Cui Hao, Wei Qian, you have actually considered that it is impossible for me to carry out a treasure banknote, and it is even more impossible to collect the real money in the hands of ordinary people to change it into a treasure banknote. In this way, there will be chaos. I wanted to think that this kind of big Wei Bao banknote will be promoted in the girder first and then gradually pushed to school in China."
"But positions how to make people accept this paper big Wei Bao notes? This banknote is just like a bond, but ordinary people can’t go directly to the yamen to exchange real money, can they? " Cui Hao ask a very heart-rending question.
"I’ve thought about it, so I’ll set up a bank in the girder first. People can exchange real money for real money and real money for real money."
"What does this money house do?"
The ministers all expressed great confusion.
What banks and money houses have not yet appeared in this era!
"A money bank can also be called a bank school. People can put money into the money bank. Every month, the money bank can pay money to the money bank, and the people can produce certain interest. For example, if ten thousand yuan is withdrawn after three months, they can get 650 yuan interest. The interest calculation formula of the money is equal to the interest rate multiplied by the time."
"…" The courtiers immediately fell silent.
Ahem, I’m most afraid of sudden silence!
In order to break this embarrassing situation, Cui Hao was the first to come out and said, "Do you know that the interest of this bank was paid in 10,000 yuan three months ago, and you can get 650 yuan of interest three months later?"
The ministers are all curious.
Looking like a curious baby, Ran Min, the minister, really couldn’t help burying his face in his head. It’s nerve-racking. I almost forgot that people in this era don’t know how to add, subtract, multiply and divide, let alone what banks, interest, gold and interest rates are!
"Liu Zhi used pen, ink, paper and inkstone to wait and hang the paper on the screen!"
"promise!"
It’s time to give these ministers a math lesson!
Chapter 5 teaches ministers.
Liu Zhi immediately hung a large piece of rice paper on the screen, and then used pen and ink to place this Four Treasures of the Study in the treasure case, while the screen was placed in the most conspicuous position on the platform.
Chaotang is a serious place, but if there are any problems now, we should discuss them. Ran Min can’t take these etiquette into consideration.
"Ahem!"
After coughing for two times, Ran Min immediately went to the front of the screen with an inkstone like a teacher. "Now I will give you Arabic numerals. This is 1 and this is 2."
Ran Min wrote the ten numerical symbols, 1, 2, 3, 4, 5, 6, 7, 9 on a piece of rice paper.
"These ten numbers are a kind of counting symbol. The high position is in the left low position and the right is written from left to right! Cui Hao, please ask whether it is a big one or a big nine? "
"Nature is nine!"
"Yes," added Ran Min, with a look that can be taught by children. "It’ s the maximum value. Nine is the maximum value. Now I’ ll teach you how to add, subtract, multiply and divide, and you can understand how I came to the conclusion that you can get the interest of 650 yuan when you put in 10 thousand yuan three months ago and take it out three months later."
Ran Min held out a finger and said, "What is this?"
"A finger!"
"I didn’t ask you this, you directly calculated it."
"one!"
"Yes, so what’s this?" Ran Min put up two fingers.
"two!"
"Correct" Ran Min nodded slightly. "One finger plus one finger is two."
Ran Min wrote an addition formula and a subtraction formula on rice paper to teach ministers slowly.
In addition to this Arabic numeral, there are addition, subtraction, multiplication and division, and percentage. Ran Min also gave the multiplication formula to his ministers and ordered them to know it by heart.
"Now you are white?"
Cui Hao’s eyes were shining with light. "My courtiers are white!"
"Then you calculate how much interest you can get if the conditions change once you enter the bank six months ago and withdraw it six months later. I’ll give you the formula for calculating the interest of the first payment. The interest is equal to the interest rate multiplied by the gold and then multiplied by the time. However, I still have to wake up that your bank has been earning interest for five months. The annual interest rate is 26%. Because the interest rate of the bank is generally expressed by the annual interest rate, you must pay attention to converting the interest rate into a timely matching interest rate or converting the time into an adult before calculating it! "
The ministers have racked their brains to think about the smell speech, but they are at a loss for a while. I really can’t figure it out
Is to change a condition to let these clever wit Rao minister one leng one leng Ran Min vanity is very satisfied.
At this time, Cui Hao added, "Can you give me the pen and paper?"
"ke"
Ran Min then asked Liu Zhi to hand Cui Hao the pen and paper and let him calculate slowly.
It’s not that they are not clever enough, but that they have just come into contact with these new things and they still need to adapt!
After a while, when Ran Min yawned, the first answer was not Cui Hao, but Qin Mu, who had been silent.
"I’ve figured it out!"
"oh? How much is it? "
"The interest is 140 yuan!"
Ran Min’s eyes widened and he became angry. "How did you work it out?"